Lemma supports two ways to move money: sending to external bank accounts and transferring between your own Lemma accounts.Documentation Index
Fetch the complete documentation index at: https://docs.getlemma.com/llms.txt
Use this file to discover all available pages before exploring further.
Send externally
Send payments to bank accounts outside of Lemma. Go to Move money > Send externally and follow the three-step process:Choose a recipient
Select a saved recipient from your external
recipients list, or add a new one.
Enter payment details
Enter the amount and choose a transfer method:
| Method | Speed | Fee |
|---|---|---|
| ACH | 1-3 business days | Free |
| Wire | Same day | $15 |
| Real-time payment (RTP) | Instant | Free |
| FedNow | Instant | Free |
| Check (USPS First Class) | 5-7 business days | $2 |
| Check (FedEx Overnight) | Next business day | $25 |
Real-time payments (RTP and FedNow) are supported on all Lemma accounts, but the recipient’s bank may not support them. If the recipient’s bank does not support the selected method, the option will be disabled.
Transfer within Lemma
Transfer funds between your own Lemma accounts or to other Lemma members. You can also transfer between separate entities on Lemma as long as you have access to both of them. Go to Move money > Transfer within Lemma. Internal transfers are:- Instant — funds arrive immediately
- Free — no fees
- Available 24/7 — no business-hours restriction