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Lemma supports two ways to move money: sending to external bank accounts and transferring between your own Lemma accounts.

Send externally

Send payments to bank accounts outside of Lemma. Go to Move money > Send externally and follow the three-step process:
1

Choose a recipient

Select a saved recipient from your external recipients list, or add a new one.
2

Enter payment details

Enter the amount and choose a transfer method:
MethodSpeedFee
ACH1-3 business daysFree
WireSame day$15
Real-time paymentInstantFree
Check5-7 business daysFree
Real-time payments and checks may not be available for all accounts. Contact support if you need access.
3

Review and confirm

Review the transfer details and confirm. For wire transfers, the $15 fee is deducted from your account automatically.

Transfer within Lemma

Transfer funds between your own Lemma accounts or to other Lemma members. Go to Move money > Transfer within Lemma. Internal transfers are:
  • Instant — funds arrive immediately
  • Free — no fees
  • Available 24/7 — no business-hours restriction
Select the source and destination accounts, enter an amount, and confirm.