InvoicingMove money
Invoicing is live
Invoicing is now available on Lemma. Bill another entity for a payment without giving them access to your accounts, or needing access to theirs. Each invoice carries line items that lock once it’s sent, so both sides keep an auditable record of what the payment covers.Today you can send invoices to other entities on Lemma, which is useful if you run an MSO-PC structure: management fees move between the two entities on a documented, arm’s-length record, and the PC’s owner still decides whether to pay. Go to Invoicing to send your first one.We’re also working on external invoices, so you’ll be able to bill clients who aren’t on Lemma.Move moneyTransactions
Transaction categories overhaul
We shipped several new transaction category features to streamline your bookkeeping easier:- Categorize any transfer as you send it. ACH, wire, RTP, FedNow, and mailed checks join book transfers with an optional category step, so the transaction arrives already filed.
- Categorize pending transactions. No need to wait for settlement, tag a transaction while it’s still pending.
- Lemma transactions categorize themselves. Bank fees, loan disbursements, and deposit bonuses are filed for you, cutting down the bookkeeping you do by hand.
API
Retrieve payer remittances and their 835s from the API
Platform partners can now pull a paginated list of an entity’s remittances and retrieve each one’s 835 electronic remittance advice (ERA) through our API.Each remittance includes the payer, trace number, paid amount, and remittance date. Fetch any remittance’s 835 as raw X12 to post it straight into your billing or EHR system.CardsTransactions
New transactions table on card pages
Card pages now show all of the card’s transactions. Sort by date or amount to find what you’re looking for.Cards
Custom spending limits for debit cards
When issuing a new card, you can now set a max purchase amount and a max total spend limit that resets daily, weekly, or monthly.Move moneyTransactions
Set a category when sending a book transfer
You can now choose a transaction category while sending a book transfer — it’s applied to the created transaction automatically, so you don’t need to open the transactions page later to categorize it.TeamOnboarding
Physician owner protections
When you onboard a PC or PLLC, you now identify the licensed physician who owns the practice as part of your application. Once recorded, that person keeps guaranteed control of the entity’s money, which helps your practice meet corporate practice of medicine laws:- They can approve their own transfers and cash sweep changes, even when your approval rules would otherwise require another team member to sign off.
- No one can remove them or reduce their access, not even the physician themselves.
Transactions
Create your own transaction categories
You can now add custom transaction categories from Transaction Category settings. Rename a custom category any time, and archive it once you’re done with it. Archived categories stay attached to transactions they already tagged, but are hidden from the list when categorizing new ones.API
List inbound ACH transfers and check deposits from the API
Platform partners can now pull paginated lists of inbound ACH transfers and check deposits through our API.Both endpoints return newest results first and accept an optional account filter, so you can reconcile a single account or sweep across every account you can access. Listing inbound ACH transfers is the fastest way to find deposits from payers, such as payments from an insurance company.Team
Customize your notification emails
Each person can now choose which notification emails they receive, including transfer approval requests and microdeposit alerts. Previously these always sent; now you decide what lands in your inbox from your notification settings.API
Fetch transfer details from the API
Platform partners can now retrieve the details of a book transfer or an ACH transfer through our API. This is particularly useful for ACH transfers, which can take several hours to process, so you can see when one transitions from a pending to a submitted state.Move money
Per-rail approval rules
You can now tailor approval rules to each payment rail. Set different requirements for ACH, wires, check mailing, and more. For example, require owner approval for small patient refunds you are sending as a check, but allow larger ACHs to go through without review.Move money
Approval rules for transfers
Add a layer of oversight to outgoing money. With approval rules turned on, a transfer must be approved by an owner before it’s sent.Move money
Attach a document when mailing a check
You can now upload a PDF to include with any check you mail — useful for sending an itemized statement alongside a patient refund. The document is printed in black and white and mailed in the same envelope as the check.Accounts
Balance history
View your account balance over time with the new balance history chart on the home page and dedicated account pages. Choose from four lookback periods — 1 month, 3 months, 1 year, or year-to-date — to zoom in on the time range that matters.Transactions
Transaction categories
Categorize any transaction directly from the detail panel. A category column is included in every CSV export.For MSOs, categories like MSO Fees and MSO Loan Repayment create an audit trail that keeps fee and loan flows legally distinct. See the full list of categories.Onboarding
Email when microdeposits arrive
Payroll companies often send small deposits when you’re linking a new bank account and asks you to confirm the amounts to prove account ownership.You’ll now receive an email the moment those deposits land, so you can finish verification without constantly checking your Lemma transactions.TransactionsDashboard
Filter, sort, and export on Payer Remittances
The Payer Remittances now supports filtering and sorting your data. Filters are saved to your URL so you can bookmark the page or share a link with a coworker.Transactions
Click-to-copy on transaction details
Clicking transaction metadata will automatically copy it — useful for billing teams who regularly copy trace numbers.Transactions
ACH addenda surfaced
The free-text addenda field that payers and senders include with an ACH transfer is now shown in the transaction details. The addenda is useful for billing teams to match payments to invoices.Onboarding
Type dates directly into calendar pickers
Every date input in the dashboard now lets you type in case you want to skip using a mouse to select a date on the calendar.Lockbox
Inline notes on lockbox items
Leave a note on any item in your lockbox feed without leaving the page. Notes are useful for flagging items that need follow-up (“call payer”), recording which payments were posted to your EHR, and any other billing team workflow.DashboardOnboarding
Unified provider switcher
The provider switcher in the top-left now shows everything that’s relevant to your account in one place:- Active entities you already manage
- Pending applications that haven’t finished onboarding
- Invitations from practices that have added you as a collaborator
IntegrationsTransactions
Export transactions to QuickBooks
Export your Lemma transactions as a.qbo file and import them straight into QuickBooks. Exports respect any active filters on the transactions page, so you can pull a single account, date range, or category.Onboarding
Collaborative application
Fill out your Lemma account application alongside coworkers in real time. Each person can enter the sections they’re responsible for — like beneficial owner details — without sharing sensitive personal information. Sensitive fields like Social Security numbers open in a private popup and are encrypted immediately, invisible to other collaborators. Learn more about collaborating on an application.Accounts
Hide account and routing numbers by default
Account and routing numbers on the accounts page are now redacted by default and only shown when you click to reveal them. This reduces incidental exposure during screen shares and demos.Move money
Mail checks for vendor payments
Our dashboard lets you mail checks to vendors directly, eliminating trips to the post office and making it easy to handle payments like government fees.Move money
Disable sweeps to keep them as drafts
Collaborate on cash sweeps by disabling them and continuing to edit them until you’re ready to turn them on. All cash sweeps are active by default when published but you can disable them from the cash sweeps page to stop them from running until you’re ready.AccountsCards
Recent transactions in the accounts and card detail pages
The card and bank account pages now list recent transactions right alongside the account info, so you can quickly find what you need without jumping over to the main transactions page.Move money
Mobile check deposits
Deposit paper checks from your phone on the move money page of the dashboard. Snap a photo of the front and back and funds are credited to your account once the check clears. A live viewfinder with edge detection helps you capture a clean image on the first try. Depositing from a desktop works too — upload a photo of the front and back of the check instead of capturing one with the camera.Move money
Cash sweeps
Set up automated transfers that run on a recurring schedule. Define rules for each sweep — including the amount, destination, days of the week, and time of day — so money is always where it needs to be without manual intervention.Dashboard
Dedicated provider links
Each provider now has its own URL so you can have multiple tabs open for each entity you control. The URLs look likeapp.getlemma.com/entity_123 and app.getlemma.com/entity_456. This is important for MSO-PC structures where one individual may own multiple providers and wants to bookmark direct links to specific dashboards. Read our docs to learn how to link different providers.Transactions
Hold release dates
Check deposits now show when the hold is expected to release. This is visible on the transaction detail panel in the dashboard and in the API available to our partners.Onboarding
Payer update concierge
Our concierge team will update your banking information with payers. Visit the accounts page to request a call.Move money
Instant payments
Send money instantly with two new payment rails: Real-Time Payments (RTP) and FedNow. Both are free, settle in seconds, and are available from the move money page. Each transfer validates the recipient’s routing number to confirm the bank supports instant payments before you send.Integrations
Plaid integration
Your Lemma accounts are now available through Plaid. Connect Plaid-powered apps like Venmo, QuickBooks, and other accounting software to see your Lemma balances and transactions alongside your other financial accounts.Cards
Self-serve debit cards
Issue virtual and physical debit cards on your own — no need to contact our team. Create as many virtual cards as you need. Physical cards are limited to one per person, per provider.Transactions
CSV transaction export
Export transactions to CSV directly from the transactions page. Exports respect any active filters, so you can pull exactly the transactions you need for reconciliation or accounting.Dashboard
Referral program
Refer another provider to Lemma and you’ll each receive $250 when they get their first patient or insurance payment!Cards
Foreign currency
Card transactions made in a foreign currency now show the original presentment amount alongside the settled total.Team
Multi-factor authentication
Secure your account with authenticator apps or SMS verification. Setup takes under a minute.Cards
Card spending controls
Set per-transaction spending limits on card transactions. Transactions that exceed your policy are declined at the point of sale.Move money
Check mailing
Send physical checks directly from Lemma. Enter a recipient, amount, and mailing address. Lemma prints and mails the check with your practice’s name and address as the payer. Useful for vendors that don’t accept electronic payments.Accounts
Account verification letters
Generate and download official account verification letters issued by our banking partners. Useful for credentialing, payer enrollment, or proving account ownership to third parties.Void check downloads
Download a void check PDF for any account. Helpful when a payer or payroll provider requires a voided check to set up ACH deposits.Transactions
Real-time transactions
Posted transactions now appear within 5 seconds, down from an average of 30 seconds.Accounts
Settlement instruction PDFs
Download settlement instruction documents for any account. Settlement instructions include your account’s routing number, account number, and payee details. Hand these to payers or billing companies to route payments correctly.Move money
Cross-entity internal transfers
Move funds between any of your Lemma accounts instantly, including across different legal entities. Ideal for MSO structures where a management company needs to allocate funds to individual provider accounts. The transfer form shows full provider context on the review step so you always know where money is going.Team