> ## Documentation Index
> Fetch the complete documentation index at: https://docs.getlemma.com/llms.txt
> Use this file to discover all available pages before exploring further.

# External accounts

> Save and manage bank accounts for outbound payments.

External accounts (also known as external recipients) are saved bank accounts you can send payments to. Instead of entering routing and account numbers every time, save a recipient once and select them when you [move money](/guides/move-money).

## Adding a new external recipient

1. Go to [New External Recipient](https://app.getlemma.com/_/external-recipients/new)
2. Enter the recipient's details:
   * **Name** — the account holder's name
   * **Nickname** — a label for your reference (e.g., "Lab supplier")
   * **Holder type** — business or individual
   * **Account type** — checking or savings
   * **Routing number** and **account number**
3. Save the recipient

The recipient is now available when sending external payments.

## Archiving a recipient

If you no longer need a recipient, you can archive them. Archived recipients are removed from the active list but can still be viewed in past transactions.